Fix Credit Report – Repair Boost Score Ratings

yg asked:


Its a small claims court matter. Our court date has not been set yet, however it is on our credit report as a judgement, has same docket # and all. It the only court case I have even been involved in. Since I first asked the question, I have called the court and they state NO Judgment has been rendered, they have no idea how this could have happened. They asked we forward a copy of that portion of our credit report and they will investigate for fraud. Thanks for the replies.

Jean

Tony Banks asked:




Believe it or not, there are a few ways your credit score fast. The key is knowing exactly what will impact your score so that it will go up. In this article I will share with you a few things you can do to raise it quickly with a little effort on your part.

The first move you can make to raise your score is to payoff a credit card you currently have open. The amount of credit you have used is one of the factors used to calculate your credit score and paying an open account will help your rating a lot.

If you currently cannot pay it off you can at least pay it down so that you owe less than 50% of the total amount you have available to spend, this will help as well. The next thing you can do to raise your credit score is to open a new account ONLY IF you don’t have to many open.

Adding to your available limit can positively impact your score if you don’t have enough open credit available to you. For example, you only have one $500 card and this is the only account on your report, then you need to add more available credit to your file and this can increase your rating as well.

The last thing you can do to is to make sure you don’t have any errors on you cedit report. One estimate suggests that at least 70% of Americans have an entry on their report that is not correct. Having this entry disputed and removed can definitely increase your credit scores with the three main credit bureaus.

Dale

rodneyanderson01 asked:

Rodney Anderson explains how you may be able to repair your credit score. A good score is very important when applying for or refinancing a home mortgage. Find out what people are doing to repair their credit scores.

Cynthia

Tom G asked:


A debt collection agency mistakenly placed a legal judgment on my credit report. I have a son with the same name that used to live at the same address and the judgment properly belongs on his credit, not mine. What can I do to fix this?
What law(s) have they broken?
What is my best recourse or course of action at this point? Please do not tell me to contact an attorney, because I intend to, but right now I am just trying to educate myself on the matter.

Thanks!

Bobby

creditrepairkit757 asked:

a1creditrepairkit.com – discover 7 proven strategies that will help you repair your credit yourself.

Yolanda

Nikki1 asked:


My credit is horrible. I have a lot of charge offs and closed accounts on my credit report. I would like to fix it and at least help my score a little more.
Can anyone tell me what I need to do or where I need to start?

Carolyn

crazycatlady asked:


Also, is credit protection a good thing to have on a credit card? I cancelled it last night on mine and the guy got really snotty about it.

Gabriel