Archive for June, 2010
All ‘Bout Credit – Episode 5: How Do I FIX My Credit Report?
Posted in Education on 06/16/2010 07:44 pm bycreditinfocenter asked:
In this episode, Kristy Welsh gives Nookie helpful advice about how the ‘dispute’ process works with credit bureaus, how long it takes to make repairs to your credit report, and offers suggestions of things to dispute.
Michelle
Fix Credit Report
Posted in People on 06/16/2010 01:53 am bykraftmagic634 asked:
www.Better-Credit-Facts.com Looking to Fix Credit Report? Fix Credit Quickly and efficiently using one of several programs. This video explains the factors that go into your credit Score
Kenneth
Is there a way to have a late payment removed from my credit report?
Posted in Credit on 06/08/2010 11:39 pm byduvie16 asked:
I have 2 payments to my lender that were 31 days late (30+ gets reported). I have tried talking to managers on the phone, writing a professional letter, and offering to guarantee that I refinance my loan with them when my interest rate fixed period ends in a year, and they simply refuse to help me. I am trying to get a home equity line of credit to do some home repairs, and I am finding it nealy impossible to do so with 2 recent mortgage lates. My LTV of over 90% doesn’t help things, but if I could get those 2 lates removed, I’d qualify for loans that go up to 100% LTV. If anyone has any ideas or suggestions as to what I can do to try and get those lates removed, I’d greatly appreciate it. Thank you, in advance, very much for your time.
Frank
I have 2 payments to my lender that were 31 days late (30+ gets reported). I have tried talking to managers on the phone, writing a professional letter, and offering to guarantee that I refinance my loan with them when my interest rate fixed period ends in a year, and they simply refuse to help me. I am trying to get a home equity line of credit to do some home repairs, and I am finding it nealy impossible to do so with 2 recent mortgage lates. My LTV of over 90% doesn’t help things, but if I could get those 2 lates removed, I’d qualify for loans that go up to 100% LTV. If anyone has any ideas or suggestions as to what I can do to try and get those lates removed, I’d greatly appreciate it. Thank you, in advance, very much for your time.
Frank






