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There is no fast way to build good credit, but paying off a long-term loan over several years and getting a secured credit card will help improve credit scores. Make prompt payments on all loans and credit cards too boost credit scores with advice from acertified financial consultant in this free video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz

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Repair a credit rating by repairing any inaccurate information on a credit report, lowering the debt-to-income ratio and avoiding over-extending finances. Pay debts on time and in the correct amounts to boost credit scores with tips from acertified financial consultant in this free video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz

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Timely rental payments used to have no effect on credit scores, but getting a letter from the rental management stating a prompt payment history could boost credit scores if sent to the credit reporting bureaus. Add timely rental payments to the notes of your credit report with instructions from acertified financial consultant in this free video on credit scores. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz

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